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Sometimes called Part C, Medicare Advantage is a type of Medicare Health plan, offered by private insurance companies, approved by Medicare, and Medicare pays the companies to cover your Medicare benefits. Joining a Medicare Advantage plan will provide all of your Medicare Part A (Hospital Insurance) Part B (Medical Insurance) and most Medicare Advantage plans include Part D (Prescription Drug coverage). Medicare Advantage plans include extra benefits that traditional Medicare does not offer. Medicare Advantage plans are not Medicare Supplement plans.

Mills Insurance Agency is contracted with several carriers to ensure our clients receive the right plan for their needs.

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Medicare Supplements Also referred to as "Medigap" Insurance plan that helps cover the gaps in coverage that are left after traditional Medicare pays its portion of your health care expenses. To enroll, you must be enrolled in Medicare Part A and Part B. When shopping for a "Medigap" or Medicare Supplement policy, you'll notice there are 10 types of plan, all with there own set of benefits. Benefits with these plans, are standardized by law, meaning the benefits of any plan you choose, will be the same regardless the company you purchase it from, although, it is important to know that the rates are not standardized, so your premium will vary depending on the insurer you purchase it from.

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Health Insurance plans can vary greatly depending on the coverage you need, your health, while we take into consideration all of the options available. If your currently in the market for health insurance, knowing the different types of coverage, what the insurance pays, what deductibles it has, is the most important important step to saving in your healthcare journey.

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Provides a lump-sum benefit between $10,000-$100,000, providing vital financial support during critical times. The unique policy can be disease specific, and the more illnesses covered, the more you'll pay in premium. covers expenses associated with medical emergencies like Cancer, Heart Attack, Stroke among other illnesses as well if deemed monthly.

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Life Insurance 

If you die prematurely, life insurance provides your dependents with ongoing income to replace yours. It can also provide a timely emergency fund for medical, legal, and funeral costs, should family savings not be adequate to cover them. Term Insurance is the cheapest form of coverage and remains in effect for a limited amount of years. Typically suitable for younger parents who are looking for coverage at low cost to protect families income from temporary or short term debts or expenses like college, mortgages. etc.

 

Other Types of Life Insurance Include

  • Whole Life.

  • Universal Life

  • Mortgage Protection.

  • Final Expenses

  • Return of Premium

Mills Insurance Agency can help you determine how much coverage you will need. Please call us at (315)600-7861.

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Final Expense Plans

Type of life insurance policy that provides basic coverage for funeral costs, final debts, final medical bills, and any other final financial needs. Typically for people aged 50 to 85 years of age, although this can vary from company to company. Premiums for final expense are generally less than traditional life insurance, and designed for older adults, most policies are guaranteed issue, which means there are generally no medical questions and no medical exam to qualify for coverage.

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Dental Plan

Oral health is essential to maintaining overall good health, and no one likes a toothache. Health care costs continuously rising, it is a very wise move to opt in for dental insurance as the cost of dental care is skyrocketing. A root canal typically costs about $800 or more and that doesn't include the crown, annual checkups with x-rays and teeth cleaning can exceed $200 without insurance.

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Vision Insurance

An Important part of your overall health maintenance and can help save money on routine checkups, glasses, contacts, and examinations can help diagnose serious health problems like high blood pressure, cataracts, glaucoma, diabetes, macular degeneration. Early detection is key to treating eye disease, and an annual eye examination plays a vital role in detecting numerous conditions.

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Pre-paid Legal Plans

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Legal Plans For Description: For as low as $20/month, you'll have access to a high quality law firm, as unexpected legal questions arise daily in our live Your attorneys will be there for any legal matter, no matter the size. The law firms are paid in advance, so their sole focus is on serving you, not billing you. With your personal, or a family legal plan, you can contact your law firm for personal legal advice, 24/7 for covered emergencies. No issue is too big or small. Having this policy lets you be empowered and protected while worrying less, and living more.....Very reasonably!

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Employee Benefits

Employers who want to keep good, hard working employees should be prepared to offer basic employee benefits, in addition to wage, benefits provide help for providing a positive working relationship between employer and employee, while promoting good work habits. Many employers offer additional benefits in order to attract and keep quality employees or increase morale, while some benefits can be used as incentives to promote worker productivity. Employer provided benefits are typically tax-deductible to the employer, and non-taxable to the employee.

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Event Insurance:

Do you need insurance to cover a specific event?

Get in touch

'I understand that by providing my information above, Mills Insurance Agency, a licensed agent may contact me via phone, text, or email regarding my Medicare Health Plan options'

How It Works

Why Choose Us?

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Comprehensive coverage

We offer health insurance policies that ensure comprehensive coverage for all sorts of medical expenses. Whether you’re an individual, family, or business, we have a plan that’s right for you.

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Expert Guidance

You can count on us for proactive guidance in choosing the most suitable health insurance plan. Also, we are always available to answer all your relevant queries.

Medicare Required Disclaimer: By calling (315)873-2823, you agree to speak to a licensed insurance agent about Medicare Advantage, Medicare Supplement and Part D Prescription Drug and Plans. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options

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